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TVR Decoder

Decode EMV Tag 95 — Terminal Verification Results — bit-by-bit per EMVCo Book 3

🔍 Input

Enter a 10-character hex string (5 bytes). Spaces are OK.

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📖 About This Tool

What is the TVR Decoder?

The TVR Decoder interprets Terminal Verification Results (EMV Tag 95), a 5-byte value where each bit indicates a specific verification check performed during an EMV transaction. Understanding TVR bits is critical for diagnosing transaction declines.

🛠️ How to Use
  1. Enter the 10 hex character TVR value (Tag 95).
  2. Click Decode to see each bit flag and its meaning.
  3. Review which verification checks passed or failed.
❓ FAQ

What is the TVR in EMV?

The Terminal Verification Results (Tag 95, 5 bytes) is a bitmap where each bit represents a specific check performed by the terminal, such as offline data authentication failure, expired application, cardholder verification failure, or PIN try limit exceeded.